Regions Financial Corporation is the 22nd largest bank in the United States and the 10th largest U.S. based bank with over $137 billion in assets. It provides retail and commercial banking, trust, securities brokerage, mortgage and insurance products and services.
Regions Bank is its banking subsidiary and has about 2,000 branches with over 2,400 automatic teller machines spread out across 16 states in the South, Midwest and Texas. Following other major banks across the country and around the world they also have a Regions online banking service available to their customers.
Enrolling is easy – just go to their site and click the “Enroll Today” button found in their online banking section. If you just have personal accounts then you just need to submit your name, social security number, check card number and check card pin number.
Once you’re registered you can view your account statements online, make bill payments, transfer funds or pay other people online. All that and more with the added convenience of being able to do this at any time of the day, any day of the year.
One Regions online banking service that makes a lot of sense is the ability to view your account statements online. This is either on top of or in lieu of an actual paper statement.
The advantages are pretty obvious. You can access your statements from anywhere at any time. That’s great if you’re on the road and you need to check your current statement – you don’t have to wait to reach home in order to see that. You also get access to your statement days before your paper statement would have arrived – an email notification will let you know about that.
And unlike paper statements you lessen the chances of it getting lost – you can view up to 18 months worth of statements and store them electronically in your computer for you to print out at anytime. If you opt for online statement only you also get to be “green” because you lessen the need to use paper.
Another Regions online banking service is their Bill Pay. Happy Cleans with it you can set up bill payments to a person or a company. Bill pay will take money from your account and send the designated recipient either a paper check or an electronic payment. With the recurring payment option you can set regular payments to your regular creditors – all for free.
If you want a secure way to send money from your account to any person in the United States with a bank account the Regions online banking Personal Pay is for you. As the sender all you need is the recipient’s email address or mobile phone number. You get charged $1 for every Personal Pay transaction you do. It’s also fast since once the recipient has verified themselves the money you sent can be in their accounts within 1 business day. The same is also true if you receive such payments. You can also connect your online account to Microsoft Money or Quicken at no charge so you can update your own records in real time.